Serving your country is the most courageous and important task anyone could do. For those who risk their lives for the nation, the government offers a number of benefits through the Department of Veterans Affairs. Besides lots of freebies and discounts available on Veteran’s Day, there are many other things veterans and their immediate family members have access to. Here are 7 benefits every veteran should know about and check if they are eligible.
#1 Life Insurance – Many veterans find it difficult to enroll in the traditional life insurance program, particularly when they have suffered an injury at the time of their service. Therefore, Veterans Group Life Insurance offers coverage of up to $400,000 for the lifetime as long as you stay regular on premiums. There are also many other insurance services specifically created for veterans that can be found online. Use relevant discount vouchers to get amazing bargains on your desired policies.
#2 Small Business Loans – The Small Business Adminitrative has introduced several programs that are aimed towards helping veterans if they are willing to start a business or fuel their ongoing business. Through SBA Express Loan program, SBA Veterans Advantage Loans offer fee-free loans to veterans, soldiers, and members of the national guard, their spouses and widows of the serviceman for up to $350,000. They are also offered business guidance and training.
#3 Monthly Pension – Veterans with low-income or their surviving family or who need support in daily living, they can benefit from Aid and Attendance program. Through this program, veterans will receive money every month to cover the expenses of food, clothes, medical bills and other basic needs. This program enables a couple to receive up to $25,000 a year, and thus taking care of a considerable portion of their long-term costs.
#4 After Death Advantages – When a veteran passes away, his family is provided with several benefits. The family may request for the country’s flag to place over his casket. The Department of Veterans Affairs also offers free grave markers or headstones to be placed near his grave.
#5 Free Tax Preparation – Through the Volunteer Income Tax Assistance military based offices, veterans and their family members can get free tax preparation services. The members working in these offices have enough expertise to work with a complex tax structure of military man.
#6 Job Opportunities – American Corporate Partners helps veterans to connect with mentors from over 500 well-established companies for job opportunities. ACP allows them to receive one-to-one mentoring to develop their career. The organisation also runs a separate mentoring program for women, where female veterans can pair with women entrepreneurs and get access to career development events and workshops.
#7 Financial Coaching – Veterans across the country can get free financial coaching through Consumer Financial Protection Bureau’s Office of Service Member Affairs. Financial coaches will help you achieve your financial goals by offering support, tools and accountability. Other than veterans, this service can also be accessed by reservists, national guard members and their spouses and family members.
You may receive Vocational Rehabilitation and Employment (VR&E) services to help with job training, employment accommodations, resume development, and job seeking skills coaching. Other services may be provided to assist Veterans and Servicemembers in starting their own businesses or independent living services for those who are severely disabled and unable to work in traditional employment. To learn more about the VR&E program, review the VR&E Process page, and the tabs and links on this page. Click on the “How to Apply” tab to apply for VR&E services.
VA’s Education and Career Counseling program is a great opportunity for Veterans and Servicemembers to get personalized counseling and support to help guide their career paths, ensure the most effective use of their VA benefits, and achieve their goals. Learn more and apply for education and career counseling.
Veterans leave military service with a wealth of transferable skills and professional experiences. Salary subsidies, assistive technology, non-paid work experiences, and special employer incentives may be available from VA to help you hire those who have served. Explore what VA offers to make hiring or rehiring a Veteran with a service-connected disability that much easier.
VA created a Veterans Employment Toolkit for employers. This toolkit provides a variety of outside resources for employers, managers or supervisors, and human resource professionals, including information about Post Traumatic Stress Disorder (PTSD) and Traumatic Brain Injury (TBI). It also includes a link to Department of Labor’s America’s Heroes at Work site, which offers on-line trainings, webcasts, and presentations for employers and a Hiring Veterans Toolkit as well as a TBI, PTSD and Employment Training Tool.
If you support a Veteran or Servicemember with a service-connected disability, who faces difficult employment challenges, there may be little left in the household budget for your higher education and career advancement. VA may offer assistance to help you assess your career goals and abilities, find your next job, further your education and skills, and identify places where you can get job training.
VA may extend vocational counseling and support to family members on topics including:
Find out how to apply for VA Chapter 36 benefits to get free Veteran Educational and Career Counseling services. You may be eligible if you’re leaving active service soon, if you’ve been discharged within the past year, or if you’re the dependent of a Veteran.
Am I eligible for Educational and Career Counseling?
You can get these services if you’ll be discharged from active duty within 6 months or if you meet both of the requirements listed below.
Both of these must be true. You:
Separated from active duty not more than one year ago and didn’t receive a dishonorable discharge, and
Qualify as a Veteran for educational assistance under a VA educational program
At AvaCare Medical, we know that America is the land of the free because of the brave. That’s why we’re thanking the brave for our freedom with Hero Rewards.
In appreciation for your sacrifices on behalf of our country, they offer a 5% discount on all medical supplies purchased through AvaCare Medical for all past and present members of the military and their families.
All active, reserve, retired or disabled U.S. veterans and immediate family members (including parents, siblings and children) with a valid military ID are eligible for a 5% discount on any order placed on AvaCare Medical. No application necessary; simply fill out your U.S. military ID number at checkout to receive 5% off your entire order.
*Please note: AvaCare Medical reserves the right to change or cancel the Veterans discount at any time.
Holt’s is proud to salute all the men and women who serve in our nation’s Armed Forces, as well as our First Responders. We are eternally grateful for the sacrifice and dedication you and your loved ones contribute. To show our support, Holt’s provides a military discount.
They’re honored to offer active military, veterans and retirees, national guard members and reserves of our Armed Forces a 10% discount everyday online and over the phone.
Additionally, if you’ve been searching for First Responder discounts, their 10% discount applies to all active and non-active First Responders.
Their entire menu of over 550 premium, handcrafted brands, as well as machine made cigars, cigar samplers, cigar accessories and more is eligible for our military discount. A handful of exclusions apply, including Cigar of the Month Club Members and Gift Card purchases. Follow their simple verification process below to get your troop ID discounts. Holt’s is your #1 source for military cigars and cigars for soldiers!
How to Get Your Discount:
Click LOGIN / REGISTER to verify your military status. You will be asked to either log in or create a holts.com account, if you are not presently logged in.
Click VERIFY MILITARY STATUS or VERIFY FIRST RESPONDER STATUS. Choose the option that applies to your service.
Verify Your Status. You will be asked to provide information to a third-party site (SheerID) for verification.
Enjoy 10% OFF Your Orders. Once verified, your discount will be applied at the checkout when you are logged into your holts.com account. Some restrictions apply. *See below for details.
For assistance, please contact us to send an email or speak with a Customer Service Representative.
*Details: Online military validation must be completed before the military discount can be displayed. Once you have been successfully validated online, you can use the discount whenever you are logged into your account. Your 10% discount will be calculated off of the selling price. Exceptions include Cigar of the Month Club and Gift Cards.
The in-store discount rewards and celebrates active and former military personnel, veterans and their families every Monday, all year long.
Kohl’s is introducing Military Mondays – a 15 percent in-store discount – to thank active and former military personnel, veterans and their families for their selflessness and service to our nation. The Kohl’s discount is valid in-store every Monday – all year long – when customers show a valid Military ID, Military Dependent ID or Veteran ID at the point of purchase.
Kohl’s military discount has been strongly advocated for by store leaders and Kohl’s Veterans Business Resource Group (BRG) as an opportunity to reward our active and former military personnel, veterans and their families for their sacrifice.
“Through Military Mondays, we are proud to strengthen our support of our military families who have made sacrifices to ensure the safety of our communities,” said Doug Arnoldi, Kohl’s vice president, district manager, and a champion for the military discount. “We saw a need to better serve our brave military families, and this discount is our way to give back, and lighten the load, for families who have given so much.”
In addition to Military Mondays, Kohl’s support of military and their families is expressed in numerous ways throughout the company. Through Kohl’s volunteer program, Kohl’s associates volunteered at more than 250 events in 2018 specifically benefitting 230 organizations that support military causes. Kohl’s associates nationwide are also encouraged to join Kohl’s Veterans Business Resource Group (BRG), which recognizes and celebrates diverse perspectives and fosters an inclusive environment.
To learn more about the incredible savings families enjoy when they shop at Kohl’s, click here.
Kohl’s offers active military, veterans, retirees and their immediate family members a 15% discount on purchases made on Mondays, IN STORE ONLY. In order to receive the military discount, eligible customers must present proper identification along with any tender type. Proper identification includes: military identification card; a state-issued identification indicating veteran status; or Form DD 214. FOR MILITARY DISCOUNT, please bring identification to verify your military status for this offer. OFFER CANNOT BE ADDED IN CONJUNCTION WITH OTHER PERCENT-OFF DISCOUNTS OR AGE-SPECIFIC DISCOUNTS. DOLLAR-OFF DISCOUNTS, INCLUDING KOHL’S CASH® COUPONS, YES2YOU REWARDS®, AND PROMOTIONAL GIFTS, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE DISCOUNTS/COUPONS. Offer cannot be added in conjunction with any other percent-off discounts. Offer not valid on the following categories and brands of merchandise: Gift Cards; Kohl’s Cares® cause merchandise or other charitable items; select online-exclusives; premium athletic; beauty and fragrance; consumables; select electrics; premium electronics and warranty products; sporting goods; sports team merchandise; premium sunglasses; toys; Columbia; Dyson; Koolaburra by UGG; Levi’s; S’well and Timberland. See complete list of exclusions at Kohls.com/exclusions or look for signs in store. Offer also not valid on price adjustments on prior purchases; payment on a Kohl’s Charge account; taxes, shipping and/or handling fees. Offer is nontransferable. See associate for details.
A list of military friendly employers looking to hire veterans after the military. These opportunities are for veterans, military spouses, and military community.
For your convenience all links go directly to the veteran friendly job sections of the employers listed.
AECOM – This multinational engineering firm provides design, consulting, construction, and management services to the Department of Defense, NASA, and the Department of Homeland Security, among many others. For this reason, they are excited to hire new talent with prior military service.
AT&T – AT&T is on a mission to hire the best talent. You can even search by Military Occupation Specialty Code or near military installations.
Amazon – The popular online retailer actively seeks veterans who are currently transitioning out or have been out for a while. Veterans are welcome whether you’re in school or already have a degree.
Baker Hughes – They provide veterans with the highest quality industry training, structured career development, and flexible working practices.
BNSF Railway – If you are transitioning from military to civilian life, have prior service, are a retired veteran or a member of the National Guard and Reserves, BNSF Railway has rewarding career opportunities available.
The Boeing Company – Their innovative Military Skills Translator tool helps veterans match their military skills and experience to current job opportunities at Boeing. Boeing is committed to helping veterans get the skills necessary to land aerospace manufacturing jobs across the country.
Capital One – Provides careers for veterans and military families. Use their tool to translate the skills you earned serving in the military–including your specialties and sub-specialties–into civilian professional qualifications.
CDW – CDW supports those who serve by hiring and training transitioning military personnel and veterans.
Charles Schwab – Schwab has placed a greater hiring emphasis on veteran employment.
Chase – JP Morgan Chase has created a centralized military recruiting team focused solely on hiring veterans and military spouses.
Chesapeake Energy – Chesapeake offers specialized orientations, mentoring by a fellow veteran, professional gatherings, career development training plus Troop Connect, an online community where military employees can connect and support each other in transitioning to civilian life and growing careers.
Cintas – Cintas is a major recruiter of transitioning military personnel from all branches of the service.
Cisco – The Cisco Veterans Program uses technology and human networks to better connect returning service members to civilian opportunities.
Citi – Citi has a dedicated recruiting effort specifically to help find jobs for transitioning military personnel and their families.
Coca-Cola – Coca-Cola is actively seeking applicants with military experience.
Dominion – Dominion offers challenging opportunities that demand technical and problem-solving skills, leadership abilities, craft skills and much more.
DynCorp – DynCorp is vet friendly by partnering with U.S. Military Transition Offices throughout the world, participating in the U.S. Chamber of Commerce “Hiring our Heroes”, and other commercial employment events geared toward assisting transitioning veterans.
Edward Jones – No prior financial services experience is necessary. Their FORCES program is designed specifically for people who don’t have a financial services background but possess the skills and competencies.
DXC Technology – DXC proactively recruits and hires wounded warriors, veterans with disabilities and military spouses. They also help transitioning veterans with one-on-one assistance.
Federal Jobs – Feds Hire Vets is a site specifically tailored for veterans and transitioning service members seeking federal job opportunities across the country and around the world. There is also an agency directory listing the Veteran Employment Program Office responsible for each federal agency.
Fluor – Fluor provides challenging career opportunities where military skills and experience may be a perfect fit.
General Electric – GE recognizes and values the leadership, loyalty, integrity and commitment to excellence instilled through participation in military service.
Google – Google believes Veterans make great Googlers. Learn how to put your military skills and experience to work at Google.
Home Depot – The Home Depot joined forces with the DoD, Labor and Veterans Affairs to provide rewarding and challenging career opportunities for current and former members of America’s military.
Hormel Foods – Hormel understand transferring from a military career to one in business can be challenging and by making that transition rewarding.
J.B. Hunt – J.B. Hunt provides a variety of career paths for military veterans and those separating from the service.
Kearney & Company – Kearney embraces the culture from which service members have come from and expect in their civilian employment and they are actively seeking qualified individuals.
Lockheed Martin – Match your skills to open positions. Lockheed Martin has a long-standing commitment to successful job transition for America’s veterans.
Progressive – Apply the skills you developed in the military each and every day at Progressive.
Prudential – Prudential has established several programs that provide access to quality education, job training, and employment opportunities.
Safeway – Utilizing a combination of classroom, independent study, and on-the-job training, Safeway prepares you for rewarding careers in their dynamic retail environment.
Schneider – Schneider has military friendly apprenticeship programs, training, mentoring, flexible work schedules and military leave for reservists.
Siemens – Siemens has opportunities available in the Energy, Industry, Healthcare, and Intelligent Infrastructure businesses. Plus, they have established the Siemens Veterans Network.
Southern Company – Learn about military recruiting events and map military job titles and codes to positions that are currently available at Southern Company.
Starbucks – Whether you’re a veteran preparing to transition out of the service, a reservist, or a military spouse Starbucks is committed to hiring within the military community.
The Hartford – The Hartford recruits veterans and helps them make the transition to a new career.
Transportation Security Administration (TSA) – TSA is committed to supporting the employment of veterans and in finding them TSA jobs. Veterans serve across TSA in a wide range of positions, including transportation security officers, federal air marshals, explosives specialists, intelligence analysts, and various other mission support positions.
Union Pacific Railroad – Over 20 percent of UPs employees have military experience, with some still active in the National Guard or Reserves.
US Bank – US Bank provides programs and policies that respect and support unique needs of veterans, transitioning military and National Guard and reservists.
USAA – USAA is committed to making sure that at least 30% of their hiring comes from the military community, including veterans and military spouses.
Verizon – At Verizon service members and military spouses are provided with personal and professional development programs, flexibility, a wide range of benefits and more.
Walmart – Through Walmart’s Veterans Welcome Home Commitment, they have hired over 40,000 veterans in one year alone, and we will continue to offer a job to any honorably-discharged veteran who meets their standard hiring criteria and is within 12-months of active duty.
Under Armour offers a 10% online military discount to active duty service members and veterans. Under Armour has long supported active duty uniformed men and women serving stateside and overseas with a 10% in-store discount with a military ID. Now approximately 22 million veterans within the U.S. can take advantage of this deal online. UA also ships to APO and FPO addresses even overseas.
If you’re not eligible for the military discount, Under Armour also offers 10% off for College Students through Unidays.
Visit the Under Armour Military Discount website to take advantage of this deal.
How to Digitally Verify your Military or Veterans ID with Under Armour
Under Armour uses ID.me (and so do other brands) to verify your military credentials. Here are the steps to follow in order to receive your 10% discount at Under Armour.
1. Sign up for an account with ID.me (formerly Troop ID). Click here.
2. Shop at UnderArmour.com and add your items to your cart.
3. At Step 2 of the checkout process “Review & Pay” you will be asked to login and verify your ID.me account. Click on the blue “Verify Military Status” button.
4. That’s it! Under Armour applies your 10% discount from there.
Under Armour places orders destined to members of the US Armed Forces & DoD civilians, as well as their family members stationed outside of the United States. When placing an order the APO or FPO should be treated as the “city” and AA, AE, or AP should be treated as the “state”. The only shipment option is Standard Ground service via US Postal Service (USPS) where final delivery is made by the Military Postal Service.
As of 2015, there were 9.3 million armed services veterans of retirement age. While there are still over a million Korean War veterans and close to a million veterans of WWII alive today, the bulk of today’s retired veterans served in the Vietnam era—with 4.8 million already retired, and another 1.6 million reaching retirement age in the next ten years.
Whatever period you served, however, chances are that you’ve taken advantage of education programs, job search and training resources, and home loans that are available to veterans of all ages. But if, like so many others, you’re a veteran approaching retirement age, you should be aware of a host of other resources waiting to assist you as you leave the working world.
Supplemental Income for Wartime Veterans
The U.S. Department of Veterans Affairs offers a supplemental income for wartime veterans through its pension benefit. You must have served at least 90 days of active duty. If you entered active duty after September 7, 1980, the requirement extends to 24 months or the full period for which you were called or ordered to active duty, with at least one day during wartime. You must be at least 65 or either receiving Supplemental Security Income or Social Security Disability Insurance, be totally and permanently disabled, or receiving skilled care in a nursing home.
If your late spouse or parent was served during wartime, you may qualify for the survivors pension. This tax-free compensation is for unmarried children or a low-income widow or widower who has not remarried. The deceased must be an honorably discharged veteran who served at least 90 days of active service, with at least one day during a wartime period, by September 7, 1980. After that date, that veteran must have served at least 24 months or the full period called or ordered to serve active duty. At least one day of this must have been during wartime.
To receive a survivors pension for a deceased parent, a child must be either under 18 or under 23 if attending a VA-approved school or permanently incapable of self-support due to a childhood disability. Download and mail the completed VA Form 21-534EZ, “Application for DIC, Death Pension, and/or Accrued Benefits” to your state Pension Management Center or turn it into your local regional benefit office.
If you are receiving – or are eligible for – a veterans’ pension, you could also qualify for additional monetary benefits. Housebound benefits increase your monthly pension figure if you are permanently disabled and limited to your immediate premises. Aid and Attendance (A&A) compensates veterans who are either bedridden, residing in a nursing home, require assistance for daily living functions, or whose eyesight is no more than a corrected 5/200 visual acuity in both eyes, or concentric contraction of the visual field to not over five degrees. You can learn more about housebound benefits for veterans on the VA’s Aid & Attendance Housebound benefits page.
Life Insurance For Veterans
While you may have already assessed your life insurance needs by now, be aware of the full breadth of coverage available to you.
Servicemembers’ Group Life Insurance (SGLI)
Servicemembers’ Group Life Insurance (SGLI) is a low-cost group term life insurance. It is automatic for most active-duty servicemembers and for those who perform at least 12 periods of inactive training a year with the National Guard or Ready Reserve. SGLI is also automatic if you belong to the Commissioned Corps of the National Oceanic and Atmospheric Administration or the Public Health Service. It’s automatic, too, for cadets and midshipmen of the U.S. military academies and ROTC members. You can extend this coverage up to two years if you are totally disabled at separation. You can designate your beneficiaries or change your coverage by filing SGLV 8286.
Veterans’ Group Life Insurance (VGLI)
With Veterans’ Group Life Insurance (VGLI), your SGLI can be converted to a civilian program of lifetime renewable term coverage after separation from service. Complete and file form SGLV 8714 at the VA website.
Family Servicemembers’ Group Life Insurance (FSGLI)
SGLI coverage also qualifies your spouse and children for Family Servicemembers’ Group Life Insurance (FSGLI). FSGLI covers your dependent children at no charge, although your spouse’s coverage cannot surpass your own amount. You can change or decline your coverage by filing form SGLV 8286A.
Servicemembers’ Group Life Insurance Traumatic Injury Protection
Any traumatic injury during your service that leads to blindness, paraplegia, or an amputation qualifies you for payments through Servicemembers’ Group Life Insurance Traumatic Injury Protection. File SGLV 8600 to claim TSGLI.
Service-Disabled Veterans’ Life Insurance (S-DVI)
Service-Disabled Veterans’ Life Insurance (S-DVI) provides life insurance coverage to Veterans who have been given a VA rating for a new service-connected disability in the last two years. Totally disabled Veterans are eligible for free coverage and have the opportunity to purchase additional life insurance. You can file VA 29-4364 to determine if this coverage is for you.
Veterans’ Mortgage Life Insurance
If you are both disabled and approved for a VA Specially Adapted Housing (SAH) grant, you can receive mortgage life insurance protection through VMLI, Veterans’ Mortgage Life Insurance. You must have a title to your home and file form VA 29-8636, Application for Veterans’ Mortgage Life Insurance.
If you sustain or aggravate an injury or disease during active service, you may be entitled to tax-free disability compensation. This may include either physical or mental health issues, as well as related or secondary issues that are discovered after your discharge.
Dependency and Indemnity Compensation (DIC)
If your spouse or parent died on active duty or active or inactive duty for training, you may qualify for Dependency and Indemnity Compensation (DIC). A child may be eligible for DIC if he or she is not included in the spouse’s DIC. There is also an income-based DIC for Parents. This benefit requires mailing VA Form 21-534EZ, Application for DIC, Death Pension, and/or Accrued Benefits to the closest regional office.
A disability may also qualify you for a higher, tax-free Special Monthly Compensation for special assistance if you are housebound or have trouble performing daily living functions on your own. You may mail VA Form 21-2680 to your nearest VA regional office.
The VA also provides additional housing and insurance benefits like Adapted Housing Grants, Service-Disabled Veterans’ Insurance, as well as Veterans’ Mortgage Life Insurance, and you may be eligible.
The Geriatrics and Extended Care Services (GEC) helps address multiple chronic conditions, life-limiting illness, and frailty or disability associated with chronic disease, aging or injury. While you may first think of nursing homes and other residential settings like assisted living and community residential care, the GEC also assists veterans aging in place at home. It offers home- and community-based services ranging from home-based primary care and home health aide care to daily health care, palliative care, respite care, hospice care, Telehealth care and even veteran-directed care.
Many veterans are already aware of their burial benefits. These include a gravesite in a national veteran’s cemetery, a government headstone or marker, the opening and closing of that grave, perpetual care, and a Presidential Memorial Certificate. Spouses and dependents who are buried in a national veteran’s cemetery also qualify for certain benefits – burial with the veteran, inscription on his or her headstone, and perpetual care. The headstone, marker, burial flag, and certificate are also cost-free to the veterans (but not spouses or dependents) buried in private cemeteries. Discover the full spectrum of veteran benefits that apply to you at the VA website.
Veterans’ resources aren’t only for career and end-of-life issues. And age-related resources can be used for much more than simply planning future care. Visit www.va.gov to learn more about the options available to you as you age in place.
Caesars Entertainment values the courage and sacrifice of United States active-duty military personnel and veterans. That is why Caesars Entertainment and ID.me have proudly partnered to provide year-round discounts on hotel reservations made online by these heroes who verify their identity through ID.me. They will deduct another 10% off the price of your stay (in addition to any other sale or hotel deals applied to your reservations) in Las Vegas or at other Caesars Entertainment locations.
Hotel Discount: Military Discount is available at Caesars Entertainment participating hotels located within the US. Exclusions apply.
Discount Amount: Active duty military and veterans can take an extra 10% off lowest available rate.
Discount Type: The discount will be in addition to any other promotions applied to your order.
Discount Restrictions: Deal types not eligible for the discount are Caesars Rewards loyalty member offers, room packages and promotions with property and/or room add-ons/inclusions (show tickets, food credits, resort credits, etc.)
Salute card holders are automatically upgraded to Caesars Rewards® Platinum status, which offers perks like:
Complimentary self and valet parking at select hotels
Special pricing at restaurants
A complimentary stay at Atlantis, Paradise Island in The Bahamas
HOW TO USE ID.ME
To confirm eligibility to receive the discount on your stay at any Caesars property, simply click the button labeled Troop ID located under the search widget on reservations pages, or at the bottom of the reservations home page. Click the link “Additional discounts for Military, First Responders, Students & Teachers with ID.me” to reveal the button, or click here.
Click the appropriate button to sign in: Troop ID, First Responder ID, Student ID or Teacher ID.
In the pop-up window, sign in to Troop ID using your email address and password. If you do not yet have an account, click Not a member? Sign up. Create your account and verify your identity with ID.me. Grant us permission to verify your ID.me data. (Caesars does not store this information. We receive only the verification.)
Once you’ve verified your identity with ID.me, rates displayed will automatically include the discount. The booking engine sidebar and payment page will also reflect application of the discount.